:root{--navy:#0B1F33;--navy-2:#163A59;--white:#FFFFFF;--grey-light:#F5F6F8;--text:#1D2733;--text-muted:#55626F;--gold:#B9975B;--gold-light:#D8C39A;--gold-text:#806536;--border:#E4E7EC;--success:#2E7D4F;--danger:#B3261E;--shadow-sm:0 1px 3px rgba(11, 31, 51, 0.08);--shadow-md:0 6px 24px rgba(11, 31, 51, 0.10);--shadow-lg:0 16px 48px rgba(11, 31, 51, 0.16);--radius-sm:6px;--radius-md:12px;--radius-lg:20px;--container:1180px;--header-h:76px;--mobile-cta-h:62px;--font-main:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;--font-ar:"Noto Sans Arabic", "Inter", Arial, sans-serif}body.afm-page :is(#main-content,.afm-zone) *,body.afm-page :is(#main-content,.afm-zone) *::before,body.afm-page :is(#main-content,.afm-zone) *::after{box-sizing:border-box}html{scroll-behavior:smooth}body.afm-page :is(#main-content,.afm-zone),body.afm-page :is(#main-content,.afm-zone) h1,body.afm-page :is(#main-content,.afm-zone) h2,body.afm-page :is(#main-content,.afm-zone) h3,body.afm-page :is(#main-content,.afm-zone) h4,body.afm-page :is(#main-content,.afm-zone) p,body.afm-page :is(#main-content,.afm-zone) ul,body.afm-page :is(#main-content,.afm-zone) ol,body.afm-page :is(#main-content,.afm-zone) figure{margin:0}body.afm-page :is(#main-content,.afm-zone) ul,body.afm-page :is(#main-content,.afm-zone) ol{padding:0;list-style:none}body.afm-page :is(#main-content,.afm-zone) img{max-width:100%;height:auto;display:block}body.afm-page :is(#main-content,.afm-zone) a{color:inherit;text-decoration:none}body.afm-page :is(#main-content,.afm-zone) button{font:inherit;cursor:pointer}body.afm-page :is(#main-content,.afm-zone) input,body.afm-page :is(#main-content,.afm-zone) textarea,body.afm-page :is(#main-content,.afm-zone) select{font:inherit}body.afm-page :is(#main-content,.afm-zone) svg{display:block}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}body.afm-page :is(#main-content,.afm-zone) *,body.afm-page :is(#main-content,.afm-zone) *::before,body.afm-page :is(#main-content,.afm-zone) *::after{animation-duration:0.01ms!important;transition-duration:0.01ms!important}}body.afm-page :is(#main-content,.afm-zone){font-family:var(--font-main);color:var(--text);background:var(--white);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}html[lang="ar"] body.afm-page :is(#main-content,.afm-zone),body.afm-page :is(#main-content,.afm-zone) .lang-ar body{font-family:var(--font-ar)}body.afm-page :is(#main-content,.afm-zone) h1,body.afm-page :is(#main-content,.afm-zone) h2,body.afm-page :is(#main-content,.afm-zone) h3,body.afm-page :is(#main-content,.afm-zone) h4{font-weight:700;color:var(--navy);line-height:1.25}body.afm-page :is(#main-content,.afm-zone) h1{font-size:clamp(2rem, 4.4vw, 2.9rem);font-weight:800;letter-spacing:-.01em}body.afm-page :is(#main-content,.afm-zone) h2{font-size:clamp(1.5rem, 3vw, 2.1rem);margin-bottom:.9rem}body.afm-page :is(#main-content,.afm-zone) h3{font-size:1.2rem;margin-bottom:.5rem}body.afm-page :is(#main-content,.afm-zone) p{color:var(--text)}body.afm-page :is(#main-content,.afm-zone) .lead{font-size:1.15rem;color:var(--text-muted)}body.afm-page :is(#main-content,.afm-zone) .text-muted{color:var(--text-muted)}body.afm-page :is(#main-content,.afm-zone) .section-eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-text);margin-bottom:.6rem}body.afm-page :is(#main-content,.afm-zone) .section-head{max-width:720px;margin:0 auto 2.4rem;text-align:center}body.afm-page :is(#main-content,.afm-zone) .section-head p{margin-top:.6rem}body.afm-page :is(#main-content,.afm-zone) .container{max-width:var(--container);margin:0 auto;padding:0 1.25rem}body.afm-page :is(#main-content,.afm-zone){display:block}body.afm-page :is(#main-content,.afm-zone) .afm-sec{padding:4rem 0}body.afm-page :is(#main-content,.afm-zone) .afm-sec.alt{background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .section-tight{padding:2.6rem 0}body.afm-page :is(#main-content,.afm-zone) .grid{display:grid;gap:1.6rem}body.afm-page :is(#main-content,.afm-zone) .grid-2{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .grid-3{grid-template-columns:repeat(3,1fr)}body.afm-page :is(#main-content,.afm-zone) .grid-4{grid-template-columns:repeat(4,1fr)}body.afm-page :is(#main-content,.afm-zone) .flex{display:flex}body.afm-page :is(#main-content,.afm-zone) .flex-center{display:flex;align-items:center;justify-content:center}body.afm-page :is(#main-content,.afm-zone) .flex-between{display:flex;align-items:center;justify-content:space-between}body.afm-page :is(#main-content,.afm-zone) .flex-wrap{flex-wrap:wrap}body.afm-page :is(#main-content,.afm-zone) .gap-sm{gap:.6rem}body.afm-page :is(#main-content,.afm-zone) .gap-md{gap:1.2rem}body.afm-page :is(#main-content,.afm-zone) .visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}body.afm-page :is(#main-content,.afm-zone) .skip-link{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);top:0;left:0;background:var(--navy);color:var(--white);padding:.8rem 1.2rem;z-index:1000;border-radius:0 0 8px 0}body.afm-page :is(#main-content,.afm-zone) .skip-link:focus{width:auto;height:auto;overflow:visible;clip:auto}body.afm-page :is(#main-content,.afm-zone) a:focus-visible,body.afm-page :is(#main-content,.afm-zone) button:focus-visible,body.afm-page :is(#main-content,.afm-zone) input:focus-visible,body.afm-page :is(#main-content,.afm-zone) textarea:focus-visible,body.afm-page :is(#main-content,.afm-zone) select:focus-visible{outline:3px solid var(--gold);outline-offset:2px}body.afm-page :is(#main-content,.afm-zone) .btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem 1.6rem;border-radius:var(--radius-sm);font-weight:600;font-size:.98rem;border:2px solid #fff0;transition:transform 0.15s ease,box-shadow 0.15s ease,background 0.15s ease,color 0.15s ease;white-space:nowrap}body.afm-page :is(#main-content,.afm-zone) .btn-primary{background:var(--gold);color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .btn-primary:hover{background:#c9a76c;box-shadow:var(--shadow-md);transform:translateY(-1px)}body.afm-page :is(#main-content,.afm-zone) .btn-outline{background:#fff0;color:var(--white);border-color:rgb(255 255 255 / .5)}body.afm-page :is(#main-content,.afm-zone) .btn-outline:hover{background:rgb(255 255 255 / .12);border-color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .btn-outline-navy{background:#fff0;color:var(--navy);border-color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .btn-outline-navy:hover{background:var(--navy);color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .btn-whatsapp{background:#25D366;color:#05330f}body.afm-page :is(#main-content,.afm-zone) .btn-whatsapp:hover{background:#1ebe5b;box-shadow:var(--shadow-md);transform:translateY(-1px)}body.afm-page :is(#main-content,.afm-zone) .btn-block{width:100%}body.afm-page :is(#main-content,.afm-zone) .btn-lg{padding:1rem 2rem;font-size:1.05rem}body.afm-page :is(#main-content,.afm-zone) .btn-group{display:flex;gap:.9rem;flex-wrap:wrap}body.afm-page :is(#main-content,.afm-zone) .site-header{position:sticky;top:0;z-index:500;background:rgb(255 255 255 / .99);border-bottom:1px solid var(--border);height:var(--header-h)}body.afm-page :is(#main-content,.afm-zone) .site-header .container{display:flex;align-items:center;justify-content:space-between;height:100%;max-width:1400px}body.afm-page :is(#main-content,.afm-zone) .brand{display:flex;align-items:center;gap:.6rem;flex-shrink:0;min-width:0}body.afm-page :is(#main-content,.afm-zone) .brand img{height:48px;width:auto;max-width:100%}body.afm-page :is(#main-content,.afm-zone) .brand-text{font-weight:800;font-size:1.05rem;color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .main-nav{display:flex;align-items:center;gap:1.05rem;flex-wrap:nowrap}body.afm-page :is(#main-content,.afm-zone) .main-nav a{font-size:.85rem;font-weight:600;color:var(--text);padding:.4rem 0;position:relative;white-space:nowrap}body.afm-page :is(#main-content,.afm-zone) .main-nav a:hover,body.afm-page :is(#main-content,.afm-zone) .main-nav a[aria-current="page"]{color:var(--navy-2)}body.afm-page :is(#main-content,.afm-zone) .main-nav a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-4px;height:2px;background:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .header-actions{display:flex;align-items:center;gap:.6rem;flex-shrink:0}body.afm-page :is(#main-content,.afm-zone) .header-actions .btn-primary{padding:.6rem 1.1rem;font-size:.86rem;white-space:nowrap}body.afm-page :is(#main-content,.afm-zone) .lang-switch{display:flex;gap:.25rem;font-size:.78rem;font-weight:700}body.afm-page :is(#main-content,.afm-zone) .lang-switch a{padding:.2rem .4rem;border-radius:5px;color:var(--text-muted)}body.afm-page :is(#main-content,.afm-zone) .lang-switch a[aria-current="true"]{background:var(--navy);color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .nav-toggle{display:none;background:none;border:none;padding:.5rem;width:44px;height:44px;align-items:center;justify-content:center}body.afm-page :is(#main-content,.afm-zone) .nav-toggle span,body.afm-page :is(#main-content,.afm-zone) .nav-toggle::before,body.afm-page :is(#main-content,.afm-zone) .nav-toggle::after{content:"";display:block;width:22px;height:2px;background:var(--navy);transition:transform 0.2s ease,opacity 0.2s ease}body.afm-page :is(#main-content,.afm-zone) .nav-toggle span{margin:5px 0}body.afm-page :is(#main-content,.afm-zone) .nav-toggle[aria-expanded="true"] span{opacity:0}body.afm-page :is(#main-content,.afm-zone) .nav-toggle[aria-expanded="true"]::before{transform:translateY(7px) rotate(45deg)}body.afm-page :is(#main-content,.afm-zone) .nav-toggle[aria-expanded="true"]::after{transform:translateY(-7px) rotate(-45deg)}body.afm-page :is(#main-content,.afm-zone) .hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:var(--white);padding:3.6rem 0 4.2rem;position:relative;overflow:hidden}body.afm-page :is(#main-content,.afm-zone) .hero-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:2.5rem;align-items:center}body.afm-page :is(#main-content,.afm-zone) .hero-eyebrow{color:var(--gold-light);font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.82rem;margin-bottom:.9rem;display:block}body.afm-page :is(#main-content,.afm-zone) .hero h1{color:var(--white);margin-bottom:1rem}body.afm-page :is(#main-content,.afm-zone) .hero .lead{color:rgb(255 255 255 / .86);font-size:1.12rem;max-width:56ch;margin-bottom:1.8rem}body.afm-page :is(#main-content,.afm-zone) .hero-actions{display:flex;gap:.9rem;flex-wrap:wrap;margin-bottom:1.6rem}body.afm-page :is(#main-content,.afm-zone) .hero-trust{display:flex;gap:1.4rem;flex-wrap:wrap;font-size:.88rem;color:rgb(255 255 255 / .75)}body.afm-page :is(#main-content,.afm-zone) .hero-trust span{display:flex;align-items:center;gap:.4rem}body.afm-page :is(#main-content,.afm-zone) .hero-media{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}body.afm-page :is(#main-content,.afm-zone) .hero-media img{width:100%;height:100%;object-fit:cover;min-height:320px}body.afm-page :is(#main-content,.afm-zone) .hero-sm{padding:2.6rem 0 3rem}body.afm-page :is(#main-content,.afm-zone) .hero-sm .hero-grid{grid-template-columns:1fr}body.afm-page :is(#main-content,.afm-zone) .hero-sm h1{max-width:46ch}body.afm-page :is(#main-content,.afm-zone) .breadcrumb{font-size:.85rem;color:rgb(255 255 255 / .7);margin-bottom:1rem}body.afm-page :is(#main-content,.afm-zone) .breadcrumb a{color:rgb(255 255 255 / .85)}body.afm-page :is(#main-content,.afm-zone) .breadcrumb a:hover{color:var(--gold-light);text-decoration:underline}body.afm-page :is(#main-content,.afm-zone) .breadcrumb-light{color:var(--text-muted)}body.afm-page :is(#main-content,.afm-zone) .breadcrumb-light a{color:var(--navy-2)}body.afm-page :is(#main-content,.afm-zone) .card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);padding:1.8rem;box-shadow:var(--shadow-sm);transition:box-shadow 0.2s ease,transform 0.2s ease}body.afm-page :is(#main-content,.afm-zone) .card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}body.afm-page :is(#main-content,.afm-zone) .card-icon{width:48px;height:48px;border-radius:10px;background:var(--grey-light);color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:1rem;font-size:1.4rem}body.afm-page :is(#main-content,.afm-zone) .card h3{margin-bottom:.5rem}body.afm-page :is(#main-content,.afm-zone) .card p{color:var(--text-muted);font-size:.96rem}body.afm-page :is(#main-content,.afm-zone) .card-link{display:inline-block;margin-top:.9rem;font-weight:700;color:var(--navy-2);font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .card-link:hover{color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .practice-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}body.afm-page :is(#main-content,.afm-zone) .split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center;min-width:0}body.afm-page :is(#main-content,.afm-zone) .split>*{min-width:0}body.afm-page :is(#main-content,.afm-zone) .grid>*{min-width:0}body.afm-page :is(#main-content,.afm-zone) .practice-grid>*,body.afm-page :is(#main-content,.afm-zone) .steps-list>*{min-width:0}body.afm-page :is(#main-content,.afm-zone) .split-reverse{direction:rtl}body.afm-page :is(#main-content,.afm-zone) .split-reverse>*{direction:ltr}body.afm-page :is(#main-content,.afm-zone) .steps-list{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}body.afm-page :is(#main-content,.afm-zone) .step-item{position:relative;padding-top:2.6rem}body.afm-page :is(#main-content,.afm-zone) .step-item::before{counter-increment:step;content:counter(step);position:absolute;top:0;left:0;width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold-light);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.1rem}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .step-item::before{left:auto;right:0}body.afm-page :is(#main-content,.afm-zone) .badge-list{display:flex;flex-wrap:wrap;gap:.6rem}body.afm-page :is(#main-content,.afm-zone) .badge{background:var(--grey-light);border:1px solid var(--border);padding:.4rem .9rem;border-radius:999px;font-size:.85rem;font-weight:600;color:var(--navy-2)}body.afm-page :is(#main-content,.afm-zone) .callout{background:var(--grey-light);border-left:4px solid var(--gold);border-radius:var(--radius-sm);padding:1.2rem 1.5rem;font-size:.96rem;color:var(--text-muted);margin:1.6rem 0}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .callout{border-left:none;border-right:4px solid var(--gold)}body.afm-page :is(#main-content,.afm-zone) .disclaimer{font-size:.86rem;color:var(--text-muted);background:var(--grey-light);border-radius:var(--radius-sm);padding:1rem 1.2rem;margin-top:1.4rem}body.afm-page :is(#main-content,.afm-zone) .article-content{max-width:760px;margin:0 auto}body.afm-page :is(#main-content,.afm-zone) .article-content h2{margin-top:2.2rem}body.afm-page :is(#main-content,.afm-zone) .article-content h3{margin-top:1.4rem}body.afm-page :is(#main-content,.afm-zone) .article-content p{margin-bottom:1rem;color:var(--text)}body.afm-page :is(#main-content,.afm-zone) .article-content ul{margin:0 0 1.2rem;padding-left:1.2rem;list-style:disc}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .article-content ul{padding-left:0;padding-right:1.2rem}body.afm-page :is(#main-content,.afm-zone) .article-content li{margin-bottom:.5rem}body.afm-page :is(#main-content,.afm-zone) .article-content table{width:100%;border-collapse:collapse;margin:1.4rem 0;font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .article-content th,body.afm-page :is(#main-content,.afm-zone) .article-content td{border:1px solid var(--border);padding:.6rem .8rem;text-align:left}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .article-content th,html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .article-content td{text-align:right}body.afm-page :is(#main-content,.afm-zone) .article-content th{background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .related-links{background:var(--grey-light);border-radius:var(--radius-md);padding:1.6rem;margin-top:2rem}body.afm-page :is(#main-content,.afm-zone) .related-links h3{margin-bottom:.8rem}body.afm-page :is(#main-content,.afm-zone) .related-links ul{display:flex;flex-direction:column;gap:.5rem}body.afm-page :is(#main-content,.afm-zone) .related-links a{color:var(--navy-2);font-weight:600}body.afm-page :is(#main-content,.afm-zone) .related-links a:hover{color:var(--gold);text-decoration:underline}body.afm-page :is(#main-content,.afm-zone) .guide-index-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}body.afm-page :is(#main-content,.afm-zone) .guide-index-grid a{display:block;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-sm);padding:1rem 1.2rem;font-weight:600;color:var(--navy-2);font-size:.94rem}body.afm-page :is(#main-content,.afm-zone) .guide-index-grid a:hover{border-color:var(--gold);color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .form-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:2rem;box-shadow:var(--shadow-md)}body.afm-page :is(#main-content,.afm-zone) .form-row{margin-bottom:1.1rem}body.afm-page :is(#main-content,.afm-zone) .form-row label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.4rem;color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .form-row .req{color:var(--danger)}body.afm-page :is(#main-content,.afm-zone) .form-row input,body.afm-page :is(#main-content,.afm-zone) .form-row select,body.afm-page :is(#main-content,.afm-zone) .form-row textarea{width:100%;padding:.75rem .9rem;border:1.5px solid var(--border);border-radius:var(--radius-sm);font-size:.96rem;background:var(--white);color:var(--text);transition:border-color 0.15s ease}body.afm-page :is(#main-content,.afm-zone) .form-row input:focus,body.afm-page :is(#main-content,.afm-zone) .form-row select:focus,body.afm-page :is(#main-content,.afm-zone) .form-row textarea:focus{border-color:var(--gold);outline:none}body.afm-page :is(#main-content,.afm-zone) .form-row textarea{resize:vertical;min-height:120px}body.afm-page :is(#main-content,.afm-zone) .form-error{color:var(--danger);font-size:.82rem;margin-top:.3rem;display:none}body.afm-page :is(#main-content,.afm-zone) .form-row.invalid input,body.afm-page :is(#main-content,.afm-zone) .form-row.invalid textarea,body.afm-page :is(#main-content,.afm-zone) .form-row.invalid select{border-color:var(--danger)}body.afm-page :is(#main-content,.afm-zone) .form-row.invalid .form-error{display:block}body.afm-page :is(#main-content,.afm-zone) .form-cols{display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.2rem}body.afm-page :is(#main-content,.afm-zone) .form-note{font-size:.82rem;color:var(--text-muted);margin-top:1rem}body.afm-page :is(#main-content,.afm-zone) .form-success{display:none;background:#EAF6EF;color:var(--success);border:1px solid #BFE3CC;border-radius:var(--radius-sm);padding:1rem 1.2rem;font-weight:600;margin-bottom:1.2rem}body.afm-page :is(#main-content,.afm-zone) .form-success.show{display:block}body.afm-page :is(#main-content,.afm-zone) .faq-list{max-width:820px;margin:0 auto}body.afm-page :is(#main-content,.afm-zone) .faq-item{border-bottom:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .faq-question{width:100%;background:none;border:none;text-align:left;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.3rem .2rem;font-weight:700;font-size:1.02rem;color:var(--navy)}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .faq-question{text-align:right}body.afm-page :is(#main-content,.afm-zone) .faq-question .icon{flex-shrink:0;width:22px;height:22px;position:relative}body.afm-page :is(#main-content,.afm-zone) .faq-question .icon::before,body.afm-page :is(#main-content,.afm-zone) .faq-question .icon::after{content:"";position:absolute;background:var(--gold);top:50%;left:50%;transform:translate(-50%,-50%)}body.afm-page :is(#main-content,.afm-zone) .faq-question .icon::before{width:14px;height:2px}body.afm-page :is(#main-content,.afm-zone) .faq-question .icon::after{width:2px;height:14px;transition:transform 0.2s ease}body.afm-page :is(#main-content,.afm-zone) .faq-question[aria-expanded="true"] .icon::after{transform:translate(-50%,-50%) rotate(90deg) scaleX(0)}body.afm-page :is(#main-content,.afm-zone) .faq-answer{max-height:0;overflow:hidden;transition:max-height 0.25s ease}body.afm-page :is(#main-content,.afm-zone) .faq-answer-inner{padding:0 .2rem 1.3rem;color:var(--text-muted);font-size:.96rem}body.afm-page :is(#main-content,.afm-zone) .cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:var(--white);border-radius:var(--radius-lg);padding:3rem;text-align:center}body.afm-page :is(#main-content,.afm-zone) .cta-band h2{color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .cta-band p{color:rgb(255 255 255 / .85);max-width:60ch;margin:0 auto 1.6rem}body.afm-page :is(#main-content,.afm-zone) .cta-band .btn-group{justify-content:center}body.afm-page :is(#main-content,.afm-zone) .cta-final{padding:4rem 0}body.afm-page :is(#main-content,.afm-zone) .site-footer{background:var(--navy);color:rgb(255 255 255 / .82);padding:3.4rem 0 1.6rem}body.afm-page :is(#main-content,.afm-zone) .footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:2.4rem;margin-bottom:2.4rem}body.afm-page :is(#main-content,.afm-zone) .footer-col h2,body.afm-page :is(#main-content,.afm-zone) .footer-col h4{color:var(--white);font-size:.92rem;text-transform:uppercase;letter-spacing:.05em;margin-bottom:1rem}body.afm-page :is(#main-content,.afm-zone) .footer-col ul{display:flex;flex-direction:column;gap:.6rem}body.afm-page :is(#main-content,.afm-zone) .footer-col a{font-size:.92rem;color:rgb(255 255 255 / .78)}body.afm-page :is(#main-content,.afm-zone) .footer-col a:hover{color:var(--gold-light)}body.afm-page :is(#main-content,.afm-zone) .footer-brand img{height:48px;width:auto;max-width:100%;box-sizing:content-box;padding:8px 12px;background:#fff;border-radius:8px;margin-bottom:.9rem}body.afm-page :is(#main-content,.afm-zone) .footer-brand p{font-size:.88rem;color:rgb(255 255 255 / .65);margin-bottom:.4rem}body.afm-page :is(#main-content,.afm-zone) .footer-bottom{border-top:1px solid rgb(255 255 255 / .14);padding-top:1.4rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.8rem;font-size:.82rem;color:rgb(255 255 255 / .55)}body.afm-page :is(#main-content,.afm-zone) .footer-bottom a{color:rgb(255 255 255 / .7)}body.afm-page :is(#main-content,.afm-zone) .footer-bottom a:hover{color:var(--gold-light)}body.afm-page :is(#main-content,.afm-zone) .footer-legal-links{display:flex;gap:1.2rem;flex-wrap:wrap}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:600;height:var(--mobile-cta-h);background:var(--white);border-top:1px solid var(--border);box-shadow:0 -4px 16px rgb(11 31 51 / .12)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-size:.72rem;font-weight:700;color:var(--navy);border-right:1px solid var(--border)}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a{border-right:none;border-left:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a:last-child{border-right:none}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a .emoji{font-size:1.15rem}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-whatsapp{color:#107E37}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-whatsapp:focus-visible{outline-color:var(--navy);outline-offset:-4px}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-consult{color:var(--gold);background:var(--navy)}@media (max-width:1310px){body.afm-page :is(#main-content,.afm-zone) .main-nav{display:none}body.afm-page :is(#main-content,.afm-zone) .nav-toggle{display:flex}}@media (max-width:1024px){body.afm-page :is(#main-content,.afm-zone) .practice-grid{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .steps-list{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .grid-4{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .grid-3{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .guide-index-grid{grid-template-columns:repeat(2,1fr)}body.afm-page :is(#main-content,.afm-zone) .footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:860px){body.afm-page :is(#main-content,.afm-zone) .main-nav{display:none}body.afm-page :is(#main-content,.afm-zone) .nav-toggle{display:flex}body.afm-page :is(#main-content,.afm-zone) .header-actions{gap:.4rem}body.afm-page :is(#main-content,.afm-zone) .header-actions .btn-primary{display:none}body.afm-page :is(#main-content,.afm-zone) .lang-switch{gap:.2rem;font-size:.74rem}body.afm-page :is(#main-content,.afm-zone) .lang-switch a{padding:.2rem .35rem}body.afm-page :is(#main-content,.afm-zone) .brand img{height:40px}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .main-nav{display:flex;position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:var(--white);flex-direction:column;align-items:flex-start;padding:1.4rem 1.25rem;gap:0;overflow-y:auto;z-index:490}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .main-nav a{width:100%;padding:.9rem 0;border-bottom:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .hero-grid{grid-template-columns:1fr}body.afm-page :is(#main-content,.afm-zone) .hero-media{order:-1}body.afm-page :is(#main-content,.afm-zone) .hero-media img{min-height:220px}body.afm-page :is(#main-content,.afm-zone) .split{grid-template-columns:1fr;gap:1.6rem}body.afm-page :is(#main-content,.afm-zone) .split-reverse{direction:ltr}body.afm-page :is(#main-content,.afm-zone){padding-bottom:var(--mobile-cta-h)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar{display:grid}body.afm-page :is(#main-content,.afm-zone) .form-cols{grid-template-columns:1fr}}@media (max-width:640px){body.afm-page :is(#main-content,.afm-zone) .afm-sec{padding:2.8rem 0}body.afm-page :is(#main-content,.afm-zone) .practice-grid,body.afm-page :is(#main-content,.afm-zone) .grid-4,body.afm-page :is(#main-content,.afm-zone) .grid-3,body.afm-page :is(#main-content,.afm-zone) .grid-2,body.afm-page :is(#main-content,.afm-zone) .steps-list,body.afm-page :is(#main-content,.afm-zone) .guide-index-grid{grid-template-columns:1fr}body.afm-page :is(#main-content,.afm-zone) .footer-grid{grid-template-columns:1fr;gap:1.8rem}body.afm-page :is(#main-content,.afm-zone) .cta-band{padding:2rem 1.4rem}body.afm-page :is(#main-content,.afm-zone) .hero{padding:2.4rem 0 3rem}body.afm-page :is(#main-content,.afm-zone) .btn-group{flex-direction:column;align-items:stretch}body.afm-page :is(#main-content,.afm-zone) .btn{width:100%}body.afm-page :is(#main-content,.afm-zone) .hero-trust{flex-direction:column;gap:.5rem}body.afm-page :is(#main-content,.afm-zone) .header-actions{gap:.15rem}body.afm-page :is(#main-content,.afm-zone) .lang-switch{gap:.1rem}body.afm-page :is(#main-content,.afm-zone) .lang-switch a{padding:.2rem .3rem}body.afm-page :is(#main-content,.afm-zone) .nav-toggle{width:38px;padding:.4rem}body.afm-page :is(#main-content,.afm-zone) .card{padding:1.4rem}body.afm-page :is(#main-content,.afm-zone) .container{padding:0 1rem}}body.afm-page :is(#main-content,.afm-zone) .mt-0{margin-top:0}body.afm-page :is(#main-content,.afm-zone) .mb-0{margin-bottom:0}body.afm-page :is(#main-content,.afm-zone) .text-center{text-align:center}body.afm-page :is(#main-content,.afm-zone) .text-gold{color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .text-white{color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .nowrap{white-space:nowrap}body.afm-page :is(#main-content,.afm-zone) .sr-skip{position:absolute;top:-100px}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead{padding:1.75rem 0 2rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-grid{grid-template-columns:minmax(0,1fr) minmax(380px,450px);grid-template-rows:1fr auto auto 1fr;grid-template-areas:". form" "intro form" "alt form" ". form";column-gap:clamp(2rem, 5vw, 4.5rem);row-gap:0;align-items:start}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-grid>div:first-child{grid-area:intro}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .lead-card{grid-area:form}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-alt{grid-area:alt}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-grid>div:first-child,body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .lead-card,body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-alt{position:relative;z-index:1}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-media{position:absolute;inset:0;z-index:0;border-radius:0;box-shadow:none;pointer-events:none;overflow:hidden}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-media img{width:100%;height:100%;min-height:0;object-fit:cover;opacity:.85}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead::after{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;background:linear-gradient(100deg,rgb(11 31 51 / .82) 0%,rgb(11 31 51 / .58) 50%,rgb(11 31 51 / .28) 100%)}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-eyebrow{margin-bottom:.6rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead h1{font-size:clamp(1.9rem, 3vw, 2.55rem);line-height:1.15;margin-bottom:.85rem;max-width:24ch}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .lead{font-size:1.06rem;margin-bottom:1.3rem;max-width:52ch}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .breadcrumb{margin-bottom:.8rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .breadcrumb-light,body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .breadcrumb-light span{color:rgb(255 255 255 / .7)}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .breadcrumb-light a{color:rgb(255 255 255 / .88)}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-trust{gap:.55rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-trust span{padding:.38rem .85rem;border:1px solid rgb(216 195 154 / .38);border-radius:999px;background:rgb(255 255 255 / .06);color:rgb(255 255 255 / .92);font-size:.86rem}body.afm-page :is(#main-content,.afm-zone) .hero-alt{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1rem;margin-top:1.6rem;padding-top:1.3rem;border-top:1px solid rgb(255 255 255 / .14)}body.afm-page :is(#main-content,.afm-zone) .hero-alt-label{color:rgb(255 255 255 / .78);font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .hero-alt .btn{padding:.6rem 1.1rem;font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .hero-alt .lead-call{width:100%;margin:0;font-size:.86rem;color:rgb(255 255 255 / .62)}body.afm-page :is(#main-content,.afm-zone) .hero-alt .lead-call a{color:rgb(255 255 255 / .88);font-weight:600;white-space:nowrap}body.afm-page :is(#main-content,.afm-zone) .hero-alt .lead-call a:hover{color:var(--gold-light);text-decoration:underline}body.afm-page :is(#main-content,.afm-zone) .lead-card{position:relative;background:var(--white);color:var(--text);border-radius:14px;border-top:4px solid var(--gold);box-shadow:0 24px 60px rgb(4 14 26 / .35);padding:1.3rem 1.5rem 1.15rem;scroll-margin-top:calc(var(--header-h) + 12px)}body.afm-page :is(#main-content,.afm-zone) .lead-card-page{border:1px solid var(--border);border-top:4px solid var(--gold);box-shadow:var(--shadow-md);padding:1.6rem 1.7rem 1.4rem}body.afm-page :is(#main-content,.afm-zone) .lead-card-head{margin-bottom:.85rem}body.afm-page :is(#main-content,.afm-zone) .lead-card-title{font-size:1.32rem;font-weight:800;color:var(--navy);line-height:1.2;letter-spacing:-.01em}body.afm-page :is(#main-content,.afm-zone) .lead-card-sub{font-size:.9rem;color:var(--text-muted);margin-top:.2rem;line-height:1.45}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row{margin-bottom:.6rem}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-cols{gap:0 .75rem}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row label{font-size:.8rem;margin-bottom:.22rem;line-height:1.3}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row .opt{font-weight:500;color:var(--text-muted)}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row input,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row select,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row textarea{font-size:16px;height:44px;padding:.55rem .8rem;line-height:1.35;background:#FBFBFC;border-color:#D5DBE3}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row textarea{height:auto;min-height:72px;resize:vertical}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row input:focus,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row select:focus,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row textarea:focus{background:var(--white);border-color:var(--navy-2);box-shadow:0 0 0 3px rgb(185 151 91 / .25)}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row input::placeholder,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row textarea::placeholder{color:#8A96A3}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row.invalid input,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row.invalid select,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row.invalid textarea{border-color:var(--danger);background:#FFF8F7}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-error{font-weight:600;font-size:.78rem;margin-top:.2rem}body.afm-page :is(#main-content,.afm-zone) .hp-field{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}body.afm-page :is(#main-content,.afm-zone) [dir="rtl"] .hp-field{left:auto;right:-9999px}body.afm-page :is(#main-content,.afm-zone) .btn-submit{margin-top:.3rem;min-height:50px;padding:.8rem 1.4rem;background:var(--navy);color:var(--white);border-color:var(--navy);font-size:1.04rem;font-weight:700;letter-spacing:.01em}body.afm-page :is(#main-content,.afm-zone) .btn-submit:hover{background:var(--navy-2);border-color:var(--navy-2);box-shadow:var(--shadow-md)}body.afm-page :is(#main-content,.afm-zone) .btn-submit::after{content:"→";font-weight:700;color:var(--gold-light)}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .btn-submit::after{content:"←"}body.afm-page :is(#main-content,.afm-zone) .btn-submit[disabled]{opacity:.75;cursor:progress}body.afm-page :is(#main-content,.afm-zone) .btn-submit[disabled]::after{content:""}body.afm-page :is(#main-content,.afm-zone) .form-status{margin-top:.6rem;padding:.55rem .8rem;border-radius:var(--radius-sm);background:#FDECEA;color:var(--danger);font-size:.85rem;font-weight:600}body.afm-page :is(#main-content,.afm-zone) .form-status[hidden]{display:none}body.afm-page :is(#main-content,.afm-zone) .form-privacy{display:flex;align-items:flex-start;gap:.4rem;margin-top:.55rem;font-size:.78rem;color:var(--text-muted);line-height:1.4}body.afm-page :is(#main-content,.afm-zone) .form-privacy svg{flex-shrink:0;margin-top:.12rem;color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-note{margin-top:.35rem;font-size:.78rem}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-note a{color:var(--navy-2);text-decoration:underline}body.afm-page :is(#main-content,.afm-zone) .lead-assurance{display:flex;flex-wrap:wrap;gap:.3rem 1rem;margin-top:.7rem;padding-top:.7rem;border-top:1px solid var(--border);font-size:.8rem;font-weight:600;color:var(--navy-2)}body.afm-page :is(#main-content,.afm-zone) .lead-assurance li{display:flex;align-items:center;gap:.3rem}body.afm-page :is(#main-content,.afm-zone) .lead-assurance svg{color:var(--success);flex-shrink:0}body.afm-page :is(#main-content,.afm-zone) .lead-success{text-align:center;padding:2.2rem .5rem 1.6rem}body.afm-page :is(#main-content,.afm-zone) .lead-success[hidden]{display:none}body.afm-page :is(#main-content,.afm-zone) .lead-success:focus{outline:none}body.afm-page :is(#main-content,.afm-zone) .lead-success-icon{width:60px;height:60px;margin:0 auto 1rem;border-radius:50%;background:#EAF6EF;color:var(--success);display:flex;align-items:center;justify-content:center}body.afm-page :is(#main-content,.afm-zone) .lead-success-icon svg{width:30px;height:30px}body.afm-page :is(#main-content,.afm-zone) .lead-success-title{font-size:1.25rem;font-weight:800;color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .lead-success-text{color:var(--text-muted);margin-top:.35rem}body.afm-page :is(#main-content,.afm-zone) .btn .ico{flex-shrink:0}body.afm-page :is(#main-content,.afm-zone) .btn-wa-outline{background:#fff0;color:var(--white);border-color:rgb(255 255 255 / .45)}body.afm-page :is(#main-content,.afm-zone) .btn-wa-outline .ico{color:#25D366}body.afm-page :is(#main-content,.afm-zone) .btn-wa-outline:hover{background:rgb(255 255 255 / .1);border-color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar{grid-template-columns:1.55fr 1fr;transition:transform 0.2s ease}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a{flex-direction:row;gap:.45rem;font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-whatsapp{border-right:none;border-left:1px solid var(--border)}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-whatsapp{border-left:none;border-right:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-consult{color:var(--white)}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar a.cta-consult .emoji{color:var(--gold-light);font-size:1.05rem}body.afm-page :is(#main-content,.afm-zone) .mobile-cta-bar.is-hidden{transform:translateY(110%)}@media (min-width:1200px) and (min-height:860px){body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead{padding:2.6rem 0 2.9rem}body.afm-page :is(#main-content,.afm-zone) .lead-card{padding:1.5rem 1.7rem 1.3rem}}@media (max-width:1024px){body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-grid{grid-template-columns:minmax(0,1fr) minmax(330px,400px)}}@media (max-width:860px){body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead{padding:1.5rem 0 2rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-grid{grid-template-columns:1fr;grid-template-rows:none;grid-template-areas:"intro" "form" "alt";row-gap:1.3rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-media{order:0}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead h1{font-size:1.62rem;margin-bottom:.65rem;max-width:none}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-eyebrow{margin-bottom:.45rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .lead{font-size:1rem;margin-bottom:.95rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .breadcrumb{margin-bottom:.55rem}body.afm-page :is(#main-content,.afm-zone) .hero-alt{margin-top:0;padding-top:0;border-top:none;justify-content:center;text-align:center}body.afm-page :is(#main-content,.afm-zone) .hero-alt-label{width:100%}body.afm-page :is(#main-content,.afm-zone) .hero-alt .btn{width:100%;min-height:48px}body.afm-page :is(#main-content,.afm-zone) .lead-card{padding:1.25rem 1.1rem 1.1rem}body.afm-page :is(#main-content,.afm-zone) .lead-card-title{font-size:1.26rem}body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row input,body.afm-page :is(#main-content,.afm-zone) .lead-form .form-row select{height:48px}}@media (max-width:640px){body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-trust{flex-direction:row;gap:.4rem}body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead .hero-trust span{padding:.3rem .7rem;font-size:.8rem}body.afm-page :is(#main-content,.afm-zone) .btn-wa-outline{white-space:normal}}@media (min-width:861px) and (max-height:820px){body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead{padding:1.4rem 0 1.6rem}body.afm-page :is(#main-content,.afm-zone) .hero-lead .lead-assurance{display:none}}body.afm-page :is(#main-content,.afm-zone) span[dir="ltr"]{direction:ltr;unicode-bidi:isolate;display:inline-block}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .hero.hero-lead::after{background:linear-gradient(260deg,rgb(11 31 51 / .84) 0%,rgb(11 31 51 / .62) 50%,rgb(11 31 51 / .3) 100%)}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown{position:relative}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-toggle{background:none;border:none;padding:.4rem 0;color:var(--text);font-size:.85rem;font-weight:600;white-space:nowrap;display:inline-flex;align-items:center;gap:.4rem}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-toggle::after{content:"";width:6px;height:6px;margin-top:-3px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);transition:transform 0.2s ease}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-toggle:hover,body.afm-page :is(#main-content,.afm-zone) .nav-dropdown.has-current .nav-dropdown-toggle{color:var(--navy-2)}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-menu{display:none;position:absolute;top:100%;left:-1rem;min-width:250px;margin-top:.6rem;padding:.5rem 0;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);box-shadow:var(--shadow-md);z-index:510}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-menu::before{content:"";position:absolute;left:0;right:0;top:-.7rem;height:.7rem}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown:hover .nav-dropdown-menu,body.afm-page :is(#main-content,.afm-zone) .nav-dropdown:focus-within .nav-dropdown-menu,body.afm-page :is(#main-content,.afm-zone) .nav-dropdown.open .nav-dropdown-menu{display:block}body.afm-page :is(#main-content,.afm-zone) .nav-dropdown.open .nav-dropdown-toggle::after{transform:rotate(-135deg);margin-top:3px}body.afm-page :is(#main-content,.afm-zone) .main-nav .nav-dropdown-menu a{display:block;padding:.55rem 1.1rem}body.afm-page :is(#main-content,.afm-zone) .main-nav .nav-dropdown-menu a:hover{background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .main-nav .nav-dropdown-menu a[aria-current="page"]{color:var(--navy-2);background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .main-nav .nav-dropdown-menu a[aria-current="page"]::after{display:none}@media (max-width:1310px){body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .main-nav{display:flex;position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:var(--white);flex-direction:column;align-items:flex-start;padding:1.4rem 1.25rem;gap:0;overflow-y:auto;z-index:490}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .main-nav a{width:100%;padding:.9rem 0;border-bottom:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown{width:100%}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown-toggle{width:100%;justify-content:space-between;padding:.9rem 0;border-bottom:1px solid var(--border)}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown-menu{position:static;margin:0;padding:0 0 0 1rem;min-width:0;border:none;border-radius:0;box-shadow:none}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown:hover .nav-dropdown-menu,body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown:focus-within .nav-dropdown-menu{display:none}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown.open .nav-dropdown-menu{display:block}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown-menu::before{display:none}body.afm-page :is(#main-content,.afm-zone) .site-header.nav-open .nav-dropdown-menu a{padding:.75rem 0;font-weight:500}}html[dir="rtl"] body.afm-page :is(#main-content,.afm-zone) .nav-dropdown-menu{left:auto;right:-1rem}body.afm-page :is(#main-content,.afm-zone) .guide-links{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}@media (max-width:1024px){body.afm-page :is(#main-content,.afm-zone) .guide-links{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){body.afm-page :is(#main-content,.afm-zone) .guide-links{grid-template-columns:1fr}}body.afm-page :is(#main-content,.afm-zone) .article-content p a:not(.btn),body.afm-page :is(#main-content,.afm-zone) .article-content li a,body.afm-page :is(#main-content,.afm-zone) .callout a,body.afm-page :is(#main-content,.afm-zone) .afm-sec:not(.hero):not(.cta-final) .split p a:not(.btn),body.afm-page :is(#main-content,.afm-zone) .afm-sec:not(.hero):not(.cta-final) .section-head p a:not(.btn){color:var(--navy-2);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px;text-decoration-thickness:1px}body.afm-page :is(#main-content,.afm-zone) .article-content p a:not(.btn):hover,body.afm-page :is(#main-content,.afm-zone) .article-content li a:hover,body.afm-page :is(#main-content,.afm-zone) .callout a:hover,body.afm-page :is(#main-content,.afm-zone) .afm-sec:not(.hero):not(.cta-final) .split p a:not(.btn):hover,body.afm-page :is(#main-content,.afm-zone) .afm-sec:not(.hero):not(.cta-final) .section-head p a:not(.btn):hover{color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .afm-draft-banner{background:#8a1c1c;color:#fff;font-weight:700;text-align:center;padding:.6rem 1rem;font-size:.95rem;position:relative;z-index:60}body.afm-page :is(#main-content,.afm-zone) .afm-redaction{border:2px dashed #b3261e;background:#fff6f5;color:#5a1410;padding:.9rem 1.1rem;border-radius:8px;margin:1rem 0;font-size:.95rem}body.afm-page :is(#main-content,.afm-zone) .afm-redaction::before{content:"Brouillon — ";font-weight:700}body.afm-page :is(#main-content,.afm-zone) [dir="rtl"] .afm-redaction::before{content:"مسودة — "}body.afm-page :is(#main-content,.afm-zone) .afm-section{padding:3rem 0}body.afm-page :is(#main-content,.afm-zone) .afm-section:nth-of-type(even){background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .afm-prose{max-width:820px;margin:0 auto;min-width:0}body.afm-page :is(#main-content,.afm-zone) .afm-prose h2{margin-top:0}body.afm-page :is(#main-content,.afm-zone) .afm-prose h3{margin-top:1.75rem}body.afm-page :is(#main-content,.afm-zone) .afm-prose p,body.afm-page :is(#main-content,.afm-zone) .afm-prose li{line-height:1.7}body.afm-page :is(#main-content,.afm-zone) .afm-prose ul,body.afm-page :is(#main-content,.afm-zone) .afm-prose ol{padding-inline-start:1.25rem}body.afm-page :is(#main-content,.afm-zone) .afm-prose a{color:var(--gold-text);text-decoration:underline;text-underline-offset:2px}body.afm-page :is(#main-content,.afm-zone) .afm-prose img,body.afm-page :is(#main-content,.afm-zone) .afm-prose svg{max-width:100%;height:auto}body.afm-page :is(#main-content,.afm-zone) .afm-encadre{border-inline-start:4px solid var(--gold);background:#fff;padding:1rem 1.25rem;border-radius:6px;margin:1.5rem 0;box-shadow:0 1px 0 var(--border)}body.afm-page :is(#main-content,.afm-zone) .afm-encadre-titre{font-weight:700;margin:0 0 .4rem;color:var(--navy)}body.afm-page :is(#main-content,.afm-zone) .afm-service-lie{max-width:820px;margin:1.5rem auto 0}body.afm-page :is(#main-content,.afm-zone) .afm-service-lie a{color:var(--gold-text);font-weight:600}body.afm-page :is(#main-content,.afm-zone) .afm-sources{max-width:820px;margin:0 auto;font-size:.92rem}body.afm-page :is(#main-content,.afm-zone) .afm-sources ol{padding-inline-start:1.25rem}body.afm-page :is(#main-content,.afm-zone) .afm-sources li{margin:.35rem 0}body.afm-page :is(#main-content,.afm-zone) .afm-statut{display:inline-block;font-size:.75rem;font-weight:700;padding:.05rem .45rem;border-radius:4px;margin-inline-start:.35rem;vertical-align:middle}body.afm-page :is(#main-content,.afm-zone) .afm-statut-v1{background:#e5f2ea;color:#1f5c39}body.afm-page :is(#main-content,.afm-zone) .afm-statut-v2,body.afm-page :is(#main-content,.afm-zone) .afm-statut-v3{background:#fdeceb;color:#8a1c1c}body.afm-page :is(#main-content,.afm-zone) .afm-maj{color:var(--text-muted);margin-top:.75rem}body.afm-page :is(#main-content,.afm-zone) .afm-avertissement{max-width:820px;margin:1.5rem auto 0;font-size:.9rem;color:var(--text-muted);border-top:1px solid var(--border);padding-top:1rem}body.afm-page :is(#main-content,.afm-zone) .afm-liens{max-width:820px;margin:0 auto}body.afm-page :is(#main-content,.afm-zone) .afm-liens ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:.75rem}body.afm-page :is(#main-content,.afm-zone) .afm-liens li a{display:block;padding:.85rem 1rem;border:1px solid var(--border);border-radius:8px;background:#fff;color:var(--navy);font-weight:600;text-decoration:none;min-height:44px}body.afm-page :is(#main-content,.afm-zone) .afm-liens li a:hover,body.afm-page :is(#main-content,.afm-zone) .afm-liens li a:focus-visible{border-color:var(--gold)}body.afm-page :is(#main-content,.afm-zone) .afm-ajout-liens{padding:2rem 0}body.afm-page :is(#main-content,.afm-zone) .afm-ajout-liens .afm-ajout-titre{font-weight:700;color:var(--navy);margin:0 0 .5rem}body.afm-page :is(#main-content,.afm-zone) .afm-ajout-liens ul{margin:0;padding-inline-start:1.25rem}body.afm-page :is(#main-content,.afm-zone) .afm-404{padding:4rem 0;text-align:center}body.afm-page :is(#main-content,.afm-zone) .afm-404 ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.75rem;justify-content:center}body.afm-page :is(#main-content,.afm-zone) .afm-404 a{display:inline-block;padding:.7rem 1rem;border:1px solid var(--border);border-radius:8px;min-height:44px}@media (max-width:640px){body.afm-page :is(#main-content,.afm-zone) .afm-section{padding:2.2rem 0}}body.afm-page :is(#main-content,.afm-zone) .afm-review-banner{background:#6b4e00}body.afm-page :is(#main-content,.afm-zone) .afm-renvoi{font-size:.72em;line-height:0;margin-inline-start:.1em}body.afm-page :is(#main-content,.afm-zone) .afm-renvoi a{color:var(--gold-text);text-decoration:none;font-weight:700}body.afm-page :is(#main-content,.afm-zone) .afm-renvoi a:focus-visible,body.afm-page :is(#main-content,.afm-zone) .afm-sources a:focus-visible{outline:2px solid var(--navy);outline-offset:2px}body.afm-page :is(#main-content,.afm-zone) .afm-sources li:target{background:#fff8e1}body.afm-page :is(#main-content,.afm-zone) .afm-sources-intro{color:#444}body.afm-page :is(#main-content,.afm-zone) .afm-sources a{color:var(--gold-text);text-decoration:underline}body.afm-page :is(#main-content,.afm-zone) .afm-prose table{width:100%;border-collapse:collapse;margin:1.25rem 0;display:block;overflow-x:auto}body.afm-page :is(#main-content,.afm-zone) .afm-prose th,body.afm-page :is(#main-content,.afm-zone) .afm-prose td{border:1px solid var(--border);padding:.55rem .7rem;text-align:start;vertical-align:top}body.afm-page :is(#main-content,.afm-zone) .afm-prose th{background:var(--grey-light)}body.afm-page :is(#main-content,.afm-zone) .afm-renvois{list-style:none;padding-inline-start:0!important}body.afm-page :is(#main-content,.afm-zone) .afm-num{font-weight:700;color:var(--gold-text);margin-inline-end:.25rem}body.afm-page :is(#main-content,.afm-zone) .afm-sources h3{font-size:1rem;margin-top:1.25rem}body.afm-page #main-content .afm-sec.et_pb_section{padding-left:0;padding-right:0}body.afm-page #main-content .afm-sec.afm-faq-sec .et_pb_column{max-width:none;width:100%;margin:0!important;padding:0 1.25rem;float:none}body.afm-page #main-content .afm-sec.afm-faq-sec .et_pb_column>.et_pb_module{max-width:860px;margin-left:auto!important;margin-right:auto!important}body.afm-page #main-content .afm-sec .et_pb_row.afm-row{width:100%}body.afm-page #main-content .afm-sec .et_pb_row.afm-row:not(.container){max-width:100%;padding:0;margin:0}body.afm-page:not(.et-fb) #main-content .afm-grid>.et_pb_column,body.afm-page:not(.et-fb) #main-content .afm-grid .afm-cell,body.afm-page:not(.et-fb) #main-content .afm-grid .afm-cell>.et_pb_text_inner{display:contents}body.afm-page #main-content .afm-grid::before,body.afm-page #main-content .afm-grid::after,body.afm-page #main-content .afm-grid>.et_pb_column::before,body.afm-page #main-content .afm-grid>.et_pb_column::after{display:none!important;content:none!important}body.afm-page:not(.et-fb) #main-content .afm-sec :is(.et_pb_row,.et_pb_column,.et_pb_text,.et_pb_text_inner){position:static;z-index:auto}:where(body.afm-page #main-content .afm-sec,body.afm-page .afm-zone) :is(h1,h2,h3,h4,h5,h6):not(#afm-none){padding:revert;line-height:revert;font-weight:revert;color:revert}:where(body.afm-page #main-content .afm-sec,body.afm-page .afm-zone) p:not(#afm-none){padding:revert}:where(body.afm-page #main-content .afm-sec,body.afm-page .afm-zone) :is(ul,ol):not(#afm-none){padding:revert;line-height:revert;list-style:revert}body.afm-page #main-content .afm-faq-sec .et_pb_text_inner>.container{padding-left:0;padding-right:0}@media (max-width:640px){body.afm-page #main-content .afm-sec.afm-faq-sec .et_pb_column{padding:0 1rem}}body.afm-page #main-content .hero.hero-lead .hero-grid .afm-cell:first-child>.et_pb_text_inner>div{grid-area:intro;position:relative;z-index:1}body.afm-page #main-content :is(.split,.practice-grid,.steps-list) .afm-cell>.et_pb_text_inner>*{min-width:0}body.afm-page #main-content .split-reverse .afm-cell>.et_pb_text_inner>*{direction:ltr}body.afm-page #main-content .afm-sec .et_pb_column{margin:0;width:100%}body.afm-page #main-content .afm-sec .et_pb_module{margin-bottom:0}body.afm-page #main-content .afm-sec .et_pb_text_inner>.container{padding-top:0;padding-bottom:0}body.afm-page #main-content .afm-faq-wrap{max-width:860px;margin:0 auto;padding:0 1.25rem}body.afm-page #main-content .et_pb_toggle.afm-faq{border:1px solid #E3E8EF;border-radius:10px;background:#fff;margin-bottom:.75rem;padding:1.1rem 1.25rem}body.afm-page #main-content .et_pb_toggle.afm-faq .et_pb_toggle_title{font-size:1.02rem;font-weight:600;color:#0B1F33;padding-right:2rem;margin:0}body.afm-page #main-content .et_pb_toggle.afm-faq .et_pb_toggle_content{padding-top:.75rem;color:#4A5568;line-height:1.65}html[dir="rtl"] body.afm-page #main-content .et_pb_toggle.afm-faq .et_pb_toggle_title{padding-right:0;padding-left:2rem}body.afm-page #main-footer{display:none}